Perhaps you bought your home at an inopportune time or rushed into a mortgage agreement without realising the potential cost of a higher interest rate. It’s possible you felt obligated to use your bank because of your existing relationship with them, or you were swayed by your estate agent to use their preferred mortgage advisers without fully grasping the implications.

Regardless of the circumstances, if your current interest rate seems high in comparison to others, or you simply want to ensure you’re not overspending on interest, don’t hesitate to contact us.

As independent mortgage brokers, we are not tied to a specific set of providers, allowing us to scour the entire market, including exclusive rates that some lenders reserve solely for independent advisers.

Consider this: If you have a £220,000 mortgage with a 30 year term and you reduce your interest rate from 2.04 % to 1.94% (a mere tenth of a percent) you could save over £4,000 in interest payments throughout the life of the loan.