PRIVACY POLICY
OUR COMPANY
Last Updated On 18-Mar-2025
Effective Date 18-Mar-2025

This Privacy Policy describes the policies of Lock & Key Mortgages, 7‑9 The Marsh, Hythe, Southampton, Hampshire SO45 6AJ, United Kingdom of Great Britain and Northern Ireland (the), email: graham@lockandkeymortgages.co.uk, phone: 0800 046 3538 on the collection, use and disclosure of your information that we collect when you use our website ( https://lockandkeymortgages.co.uk ). (the “Service”). By accessing or using the Service, you are consenting to the collection, use and disclosure of your information in accordance with this Privacy Policy. If you do not consent to the same, please do not access or use the Service.

We may modify this Privacy Policy at any time without any prior notice to you and will post the revised Privacy Policy on the Service. The revised Policy will be effective 180 days from when the revised Policy is posted in the Service and your continued access or use of the Service after such time will constitute your acceptance of the revised Privacy Policy. We therefore recommend that you periodically review this page.

  1. Information We Collect:

    We will collect and process the following personal information about you:

    1. Name
    2. Email
    3. Mobile
    4. Address
  2. How We Use Your Information:

    We will use the information that we collect about you for the following purposes:

    1. Creating user account
    2. Customer feedback collection
    3. Support
    4. Administration info
    5. Manage customer order

    If we want to use your information for any other purpose, we will ask you for consent and will use your information only on receiving your consent and then, only for the purpose(s) for which grant consent unless we are required to do otherwise by law.

  3. Retention Of Your Information:

    We will retain your personal information with us for 90 days to 2 years after user accounts remain idle or for as long as we need it to fulfill the purposes for which it was collected as detailed in this Privacy Policy. We may need to retain certain information for longer periods such as record-keeping / reporting in accordance with applicable law or for other legitimate reasons like enforcement of legal rights, fraud prevention, etc. Residual anonymous information and aggregate information, neither of which identifies you (directly or indirectly), may be stored indefinitely.

  4. Your Rights:

    Depending on the law that applies, you may have a right to access and rectify or erase your personal data or receive a copy of your personal data, restrict or object to the active processing of your data, ask us to share (port) your personal information to another entity, withdraw any consent you provided to us to process your data, a right to lodge a complaint with a statutory authority and such other rights as may be relevant under applicable laws. To exercise these rights, you can write to us at graham@lockandkeymortgages.co.uk. We will respond to your request in accordance with applicable law.

    Do note that if you do not allow us to collect or process the required personal information or withdraw the consent to process the same for the required purposes, you may not be able to access or use the services for which your information was sought.

  5. Cookies Etc.

    To learn more about how we use these and your choices in relation to these tracking technologies, please refer to our Cookie Policy.

  6. Security:

    The security of your information is important to us and we will use reasonable security measures to prevent the loss, misuse or unauthorized alteration of your information under our control. However, given the inherent risks, we cannot guarantee absolute security and consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk.

  7. Third Party Links & Use Of Your Information:

    Our Service may contain links to other websites that are not operated by us. This Privacy Policy does not address the privacy policy and other practices of any third parties, including any third party operating any website or service that may be accessible via a link on the Service. We strongly advise you to review the privacy policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

  8. Grievance / Data Protection Officer:

    If you have any queries or concerns about the processing of your information that is available with us, you may email our Grievance Officer at Lock & Key Mortgages, 7‑9 The Marsh, Hythe, Southampton, email: graham@lockandkeymortgages.co.uk. We will address your concerns in accordance with applicable law.

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WHY TO CHOOSE US


You can rely on our expertise and professionalism when it comes to quality mortgage and protection solutions.


Secure Your Dream Home with Expert Mortgage Advice!

Looking for the best mortgage deal? Whether you're a first-time buyer, remortgaging, or investing in property, we’ll find the perfect solution for you.

  • Tailored mortgage solutions
  • Exclusive rates & expert advice
  • Stress-free application process

What our clients say...

Read why we are the best mortgage broker in Southampton

Lock and Key Mortgages place picture
5.0
Based on 72 reviews
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Ian Richards profile picture
Ian Richards
3 months ago
I can’t recommend Graham highly enough. He’s incredibly helpful and explains everything clearly, making the whole mortgage process easy and stress-free.

I used Graham for my first mortgage, and his help made a huge difference. I’ve since gone back to him for two renewals and each time the experience has been just as smooth. I couldn’t be happier with the service he’s provided and would happily recommend him to anyone looking for a great mortgage broker.
Ellie Warry profile picture
Ellie Warry
4 months ago
I had the pleasure of working with Graham buying my first house, I couldn't recommend him enough! He went above and beyond helping me deal with all aspects of the sale and he made this experience way less stressful and smooth sailing. Thank you so much Graham and Kristie you are amazing!
lydia blackshaw profile picture
lydia blackshaw
4 months ago
Graham was absolutely amazing throughout our entire mortgage process. From start to finish, he made what could have been a stressful experience feel straightforward and manageable. He was incredibly knowledgeable, patient with all our questions, and always made himself available when we needed guidance. Graham went above and beyond to find us the best rates and explained everything in terms we could actually understand. We couldn't have asked for a better mortgage advisor and would highly recommend him to anyone looking for exceptional service. Thank you, Graham!
Peter Barton profile picture
Peter Barton
4 months ago
I would highly recommend using lock & Key to help you with your mortgage. Graham helped us with our first mortgage 5 years ago and now 5 years on, Graham is helping us get the best deal he possibly can again. The experience, knowledge and attention to detail Graham and the team bring is invaluable and certainly takes the pressure off while trying to find a deal that works for you.
Abi Cutts profile picture
Abi Cutts
4 months ago
As a first-time buyer, getting a mortgage felt incredibly daunting, but Graham at Lock & Key Mortgages made the entire process so much easier. He was always available to answer my questions (no matter the time of day!) and explained everything clearly and patiently.
Graham was attentive, supportive, and genuinely cared about helping me secure the right mortgage for my first flat. His dedication and reassurance made such a difference during what could have been a very stressful time.
I honestly couldn’t have done it without him and would highly recommend Graham to anyone looking for a knowledgeable and committed mortgage advisor.
Mark Smith profile picture
Mark Smith
4 months ago
Another mortgage renewal completed smoothly by Graham and his team. We have been using Graham for nearly 20 years through various house moves and renewals. He is extremely professional and friendly, each time he has advised various options based on our personal position and the financial climate at the time. We have recommended him to family and friends who have all had equally brilliant experiences.
amber bailey profile picture
amber bailey
4 months ago
As first-time buyers, we had a great experience using Lock and Key for our mortgage advice. Graham and his team were really helpful, quick to respond, and always took the time to explain things clearly. They made the process straightforward and stress-free, and we’d happily recommend them to others.
George Ivory profile picture
George Ivory
4 months ago
We used Lock and Key for our mortgage advice as first-time buyers, and Graham and his team have been very helpful throughout. They were always prompt, explained everything clearly, and made the whole process feel much smoother. Would definitely recommend.
Courtney Haywood profile picture
Courtney Haywood
4 months ago
Graham has been amazing throughout the process of getting our mortgage 2 years ago and remortgaging now. Nothing is too much for him. He messages and calls with any information and talks through everything till we understand it. We couldn’t be more grateful for his help throughout the whole process!
Lauren Pickup profile picture
Lauren Pickup
6 months ago
We have worked with Graham on multiple mortgages now and he is always extremely knowledgable and easy to work with. He has secured us fantastic mortgage deals time and time again. I couldn’t recommend him enough!
Charlee Gladman profile picture
Charlee Gladman
7 months ago
This is my second time using Lock & Key Mortgages, I have been so impressed with Graham that I wouldn't go anywhere else, and happily recommend him to everyone I know. From the minute you make contact, Graham is friendly, professional, explains things in a simple (as I know nothing about the mortgages!) but knowledgeable way and does everything possible to get you a good mortgage deal. His communication is brilliant and I genuinely couldn't praise him and his service enough.
Lydia Cooke profile picture
Lydia Cooke
7 months ago
We are lucky enough to have known Graham since 2016 when we bought our first house. He has already seen us through two house purchases and two remortgages, and we are now in the process of our third house purchase with the company’s help and guidance. Throughout every process he has been so helpful, offered us great advice and answered my many, many questions very promptly! I wouldn’t consider anyone other than Lock and Key Mortgages for any future moves and we recommend them to anyone who will listen! While the process of moving house can be stressful, we are lucky to have found such a great mortgage advisor to make the process so much easier!
Kristie Read profile picture
Kristie Read
7 months ago
Renewing our mortgage with Graham was an absolute pleasure from start to finish. He made what could have been a stressful process feel effortless, guiding us through every step with clarity and confidence. Graham’s ability to explain complex details in a way that was easy to understand gave us complete peace of mind. We couldn’t recommend him highly enough to anyone looking for a mortgage advisor - Thanks Graham!
mollie Spratt profile picture
mollie Spratt
7 months ago
Graham and kristie have been absolutely amazing in our mortgage journey. We couldn’t have asked for a better service from people who seem to genuinely care and want to help. The process has been made so easy and Graham couldn’t be more responsive - answering our calls whenever we needed him even if it was not in office hours and getting back to us as soon as he could. I really could not recommend him more and be more thankful for such a great service. I wouldn’t go to anyone else for future remortgaging or help in this area. Time is taken to explain everything in ways that are easy for us to understand and he has made sure to keep both me and my partner in the loop throughout giving us frequent updates and checking in on us.
Paula O'Grady profile picture
Paula O'Grady
9 months ago
Amazing service from Graham at Lock and Key. I was passed Graham’s name from a friend who raved about him. I wasn’t sure he would be able to help as we had usual circumstances - only needed a mortgage for 11 months and were uncertain about our options. I was reassured straight away from Graham that he understood and there were products out there we would benefit from financially. 3 days later and it’s pretty much all done. Graham had applied and got things underway immediately to make sure we got the best deal before there were any changes. We are so grateful and appreciative. Also communication has been fantastic. Thank you Graham.
Sophie O'Toole profile picture
Sophie O'Toole
9 months ago
Graham and Kristie were exceptional in the service provided. Nothing was too much trouble and we always kept up to date at every step. A personal and empathetic service, thank you
Brady Hampton profile picture
Brady Hampton
11 months ago
Graham and the team are brilliant. As a first-time buyer I had no idea how the mortgage process works and was recommended Lock and Key Mortgages. They didn't only get me the best rate on the market (that I couldn't find myself) but also effectively managed the whole process from start to finish being the lynchpin between solicitors & estate agent.

Superb and would recommend!
Lucy Goddard profile picture
Lucy Goddard
11 months ago
Without a doubt the best mortgage advisor around! I have been extremely nervous from the very start and Graham’s help and support has got us where we need to be! He has been extremely responsive at all times and being available on WhatsApp has been amazing as any questions or worries have been answered so quickly! Graham has today secured us our mortgage!! I have dreamed of this moment for years and with Graham’s pure dedication and patience we have received the paperwork!! Graham’s knowledge is unmatched in the market and I wouldn’t hesitate to recommend to anyone! Thank you doesn’t quite seem enough!!
Maddison Burden profile picture
Maddison Burden
12 months ago
We went to Graham to help us buy our first home and he has been amazing. The best decision we made during our buying process was choosing him! He made us feel so comfortable and made everything clear. We have been able to ask him questions whenever we need and he gets back to us so quickly, couldn’t recommend him enough!!
Sarah Collings profile picture
Sarah Collings
12 months ago
I cannot recommend Graham highly enough. He has been managing our mortgage for the past 15 years, and nothing is ever too much trouble for him. He is always willing to answer all our questions, regardless of whether they are big, small, or seemingly silly. Over the years, he has provided us with excellent advice and genuinely cares about securing the best deal for us.

He is always available on the phone or WhatsApp and responds promptly, even while on his holidays.

I have recommended Graham to many of my friends and family members, and they all echo our sentiments: he is truly a genuinely lovely person.
Mark Tyler profile picture
Mark Tyler
1 year ago
Support and advice has been second to none. Would and have made recommendations and will continue to do so.
Gemma Baker profile picture
Gemma Baker
1 year ago
Graham is the best financial adviser I have dealt with. He is responsive, easy to talk to and understanding of different personal situations to work to find the best way forward. I would not hesitate to recommend Graham/Lock and Key Mortgages.
Hannah Sullivan profile picture
Hannah Sullivan
1 year ago
Graham has been utterly amazing from start to finish! He guided us through our mortgage process with so much patience, professionalism and support, we are so grateful for all his help and guidance.
He is approachable, no question or query was too much. He will come very highly recommended to anyone in need of a mortgage or any advice. Thank you Graham and Lock & Key - your service is truly second to none!
Ben Mitchell profile picture
Ben Mitchell
1 year ago
It’s been a faultless experience finding a mortgage for my next house with Graham at Lock and Key Mortgages. From the start, he was professional, approachable, and genuinely took the time to understand my needs. He walked me through every step of the mortgage process, answered all my questions, and provided clear, straightforward advice. What impressed me most was his dedication to finding the best deal for me, and he made sure I felt confident and informed throughout. I couldn't have asked for better service and will definitely be recommending him to family and friends. Thank you, Graham, for making this process so much easier!
Adam Lowther profile picture
Adam Lowther
2 years ago
Have used Graham at lock and key for a few mortgages now, really helpful and thorough. Great at explaining different things for us to understand and always really accommodating. We wouldn’t use anyone else.
Beccy Mintram profile picture
Beccy Mintram
2 years ago
We highly recommend Graham at Lock and Key Mortgages. We've used Graham for almost 10 years, across a couple of house moves and re-mortgages and cannot fault his service. He is thorough and explains everything really well (to us as non finance-y people!), and always looks out the best options for us.
Thanks Graham, we will definitely be back at mortgage renewal time!
Kate Blackmore profile picture
Kate Blackmore
2 years ago
I have been a client of Graham's for years and he is always super helpful and proactive. He recently sorted our remortgage out for us and we're really grateful of Graham's excellent service once again. Thanks Graham!
Harry profile picture
Harry
2 years ago
Graham has been excellent. As first time buyers, my partner and I started shopping around for rates from both fee-charging and fee-free mortgage brokers. We were recommended Graham by a family member and were immediately impressed with both his knowledge and friendliness. He not only generated us the best rates as a fee-free broker, but has gone above and beyond in explaining/facilitating the house buying process (e.g solicitors, surveyors etc).

Thoroughly recommend Lock and Key Mortgages and will no doubt be getting in contact when it comes to remortgaging!
Graham has been an absolute pleasure to work with from start to finish. All of my friends had used him as their broker & highly recommended Graham to me, so we decided to use him as ours this time for our move.
From thousands of questions which never seemed to bother him, to changing our mortgage lender/rate god knows how many times, we cannot fault any of his work.
Thank you so much Graham for all of your help, you’ve been absolutely fab. We will definitely be using you in 2 years again!