Remortgages Southampton

Local Remortgage Specialists Southampton

Lock & Key Mortgages is a fully independent mortgage brokerage, granting us access to the entire UK lender market. Our dedicated in house team is committed to assisting you throughout your remortgaging process, ensuring a seamless experience from application to completion.
You can count on us for regular updates and unwavering support every step of the way.

Independent Remortgaging Experts Southampton

If your current mortgage agreement is coming to an end, remortgaging might be the right choice for you. By actively seeking a better deal, you have the potential to save substantial amounts over the entire duration of your mortgage.
This could result in lower monthly payments or a considerable reduction in the remaining loan term.

Call 0800 046 3538


Similar to how you regularly review your utility and other bills to ensure you’re getting the best rates, it’s equally important to keep a close watch on your mortgage to avoid overpaying.

Typically, when you initially secure a mortgage, you benefit from a fixed rate for a set number of years, often ranging from two to five, though sometimes longer. Once this initial period ends, you transition to the lender’s standard variable rate which is usually higher than your previous rate.

During the initial period they may be an Early Repayment Charge (ERC) associated with changing or refinancing your mortgage. However, this charge typically decreases as you approach the end of the initial period. While moving your mortgage may still be beneficial, it’s crucial to conduct a thorough evaluation to make an informed decision.

Why choose Lock & Key Mortgages as your Mortgage Adviser in Southampton?

You can rely on our Expertise and Professionalism when it comes to Quality Mortgage and Protection Solutions:

Independent Mortgage AdvisersIndependent Mortgage Advisers

Access to the Entire Mortgage MarketAccess to the Entire Mortgage Market

Tailored & Personalised SolutionsTailored & Personalised Solutions

Knowledgeable & Experienced StaffKnowledgeable & Experienced Staff

Appointments by Phone, Online or In PersonPhone, Online, In Person Appointments

Friendly & ApproachableFriendly & Approachable

Most of our work comes from recommendation by existing customers, which is a testament to our level of service and client relationships.

Our clients benefit from skilled staff with a track record of integrity and professionalism and all our mortgage and insurance protection services are of high quality and cost effective.

With our experience, competitive fees and expertise, we are pleased to be able to support our clients with mortgage advice and planning in Southampton.

What People say about Lock & Key Mortgages